Wednesday, September 19, 2012

Now Hiring: 3 Steps to a Killer Job Posting



Posted on September 19, 2012 by BardenInsurance

There are hundreds of thousands of contractors available to tackle whatever job you need to hire for. But you don’t want thousands of workers — you want one stellar one who offers the best combination of experience, reliability and affordability. But as the employer you are competing for the attention of those top contractors and you’ve got to write a killer job description to ensure that their applications head to your inbox.

The best contractors aren’t throwing themselves at any job that comes along. They’ve have two priorities: work that is interesting or challenging and work that can turn into longer projects. This way, they can spend more time billing hours and less time applying for positions that may not be a fit.

When you get to the point of conducting interviews with hopeful applicants, you’re in control. You’re doing the hiring and you can ask detailed questions to make sure you’re hiring the right candidate. In writing the job posting, the reverse is true. The contractor is choosing you, your work, and the future opportunities a working relationship with you may present.
Here are three steps to make your job posting attract those top contractors:

1. Say what you want. Use one to three sentences to define exactly what positions you are hiring for and what experience/tools/style are must-haves for success in this role. This makes it easy for contractors to see at a glance if they may be a good fit for your job and if an application would be worth their time.
Example: Looking for a stellar WordPress professional to help redesign our blog. Must have experience in designing/implementation for business blogs, a familiarity with social syndication tools, and samples of previous work done in a ultra-modern style. Ability to educate our team on using the most current version of WordPress, recommended plug-ins for spam management, and advice on formatting for multiple topic categories a plus.

2. Define the role. Now that you’ve set the stage, provide more detail on the position and the type of working relationship you expect to have. This sets clear expectations, and lets contractors know before applying if your job will fit their availability.
Example: This is an hourly position that will be limited to 3 months, though there may be an opportunity for ongoing engagement for the right candidate. This role reports to the Marketing Communications Manager and will work closely with the existing team of bloggers and in-house designers. We expect this position to entail roughly 10-15 hours/week.

3. Help them help you. By asking for a specific type of response in applicants’ cover letters, you are giving contractors a way to show that they can follow directions and give you a stronger sense of their abilities for this role. You’re also giving yourself an easy way to quickly weed out those folks who did not carefully review your job posting. This is a chance for you to reiterate the important criteria you need to address in filling this position. Be clear that whatever you are asking for is something that applicants can pull together in a few short minutes. You’re not asking for free work, just for clarity on why you should consider one contractor over others.
Example: Interested in applying? In your cover letter, please provide a link to a sample of work that shows your ultra-modern design style, and tell us in 2-3 sentences about your experience with social syndication tools.

By writing a job description that is clear, compelling, and gives contractors the ability to effectively market themselves to you, you’re making it that much easier to hire right the first time.

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Kids Free Days at the San Diego Zoo and Safari Park


Kids Free Days at the San Diego Zoo and Safari Park
This October, children 11 years old and younger receive free admission to the San Diego Zoo and the San Diego Zoo Safari Park. The San Diego Zoo was founded in October 1916 and “Kids Free” honors this historic event. Both the Zoo and Park offer the chance to observe amazing creatures, experience a fun day with family and learn what needs to be done to save animals from extinction.
The Zoo and the Park are open from 9 a.m. to 5 p.m. Children under the age of 15 must be accompanied by a paid adult during their visit. Admission for ages 12 and older is $42 at both locations.
 

San Diego Zoo
2920 Zoo Dr., Balboa Park 
619-231-1515
www.sandiegozoo.org

San Diego Zoo Safari Park
15500 San Pasqual Valley Rd., Escondido
760-747-8702
www.sdzsafaripark.org


Monday, September 17, 2012

Stop Pre-Recorded Calls During Dinner!




Stop Pre-Recorded Calls During Dinner!


It will be interesting to see how the Feds will respond to the "black-hat" techniques of small business owners nationwide. It's appears to be totally out of control. I think statistically, telemarketing efforts have sky rocketed w/ affordable, easy accessibility to companies like Odesk, and streamlined global services. The truth of the matter is that when small businesses prospect in this illegal manner, it's a negative reflection on their business is perceived by the very same people they’re soliciting. Although is really hard work, legal lead generation is always the best practice. www.bardeninsurance.com



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Big spike in complaints about telemarketing calls, especially pre-recorded robocalls
By Associated Press, Updated: Sunday, September 16, 8:28 AM

WASHINGTON — So much for silence from telemarketers at the cherished dinner hour, or any other hour of the day.
Complaints to the government are up sharply about unwanted phone solicitations, raising questions about how well the federal “do-not-call” registry is working. The biggest category of complaint: those annoying prerecorded pitches called robocalls that hawk everything from lower credit card interest rates to new windows for your home
Robert Madison, 43, of Shawnee, Kan., says he gets automated calls almost daily from “Ann, with credit services,” offering to lower his interest rates.
“I am completely fed up,” Madison said in an interview. “I’ve repeatedly asked them to take me off their call list.” When he challenges their right to call, the solicitors become combative, he said. “There’s just nothing that they won’t do.”
Madison, who works for a software company, says his phone number has been on the do-not-call list for years. Since he hasn’t made any progress getting “Ann” to stop calling, Madison has started to file complaints about her to the Federal Trade Commission, which oversees the list.
Amid fanfare from consumer advocates, the federal do-not-call list was put in place nearly a decade ago as a tool to limit telemarketing sales calls to people who didn’t want to be bothered. The registry has more than 209 million phone numbers on it. That’s a significant chunk of the country, considering that there are about 84 million residential customers with traditional landline phones and plenty more people with cellphone numbers, which can also be placed on the list.
Telemarketers are supposed to check the list at least every 31 days for numbers they can’t call. But some are calling anyway, and complaints about phone pitches are climbing even as the number of telemarketers checking the registry has dropped dramatically.
Government figures show monthly robocall complaints have climbed from about 65,000 in October 2010 to more than 212,000 this April. More general complaints from people asking a telemarketer to stop calling them also rose during that period, from about 71,000 to 182,000.
At the same time, fewer telemarketers are checking the FTC list to see which numbers are off limits. In 2007, more than 65,000 telemarketers checked the list. Last year, only about 34,000 did so.
Despite those numbers, the FTC says the registry is doing an effective job fighting unwanted sales calls.
“It’s absolutely working,” Lois Greisman, associate director of the agency’s marketing practices division, said in an interview with The Associated Press. But, she said, “the proliferation of robocalls creates a challenge for us.”
Greisman said prerecorded messages weren’t used as a major marketing tool in 2003, when the registry began. “In part because of technology and in part because of greater competitiveness in the marketplace, they have become the marketing vehicle of choice for fraudsters,” she said.
For people trying to scam people out of their money, it’s an attractive option. Robocalls are hard to trace and cheap to make.
With an autodialer, millions of calls can be blasted out in a matter of hours, bombarding people in a struggling economy with promises of debt assistance and cheap loans. Even if a consumer does not have a phone number on the do-not-call list, robocalls are illegal. A 2009 rule specifically banned this type of phone sales pitch unless a consumer has given written permission to a company to call.
Political robocalls and automated calls from charities, or informational robocalls, such as an airline calling about a flight delay, are exempt from the ban. But those exemptions are being abused, too, with consumers complaining of getting calls that begin as a legitimate call, say from a charity or survey, but then eventually switch to an illegal telemarketing sales pitch.
Robocalls can be highly annoying to consumers because they’re hard to stop. Fraudsters use caller-ID spoofing so that when a person tries to call back the robocaller, they get a disconnected number or something other than the source of the original call.
The best thing people can do when they get an illegal robocall is to hang up. Do not press “1’’ to speak to a live operator to get off the call list. If you do, the FTC says, it will probably just lead to more robocalls. The caller will know you’re there and willing to answer, and may continue to call.
The FTC says people can also contact their phone providers to ask them to block the number. But be sure to ask whether they charge for that. Telemarketers change caller-ID information often, so it might not be worth paying a fee to block a number that will soon change.
The industry says most legitimate telemarketers don’t utilize robocalls to generate sales.
“They give a bad name to telemarketers and hurt everybody,” says Jerry Cerasale, senior vice president of government affairs at Direct Marketing Association, a trade group.
Cerasale says the do-not-call list has resulted in telemarketers making far fewer cold calls to random people. Instead, he says, marketers have shifted to other methods of reaching people, such as mail, email or targeted advertisements on websites. That, he said, could be one of the reasons that the number of telemarketers checking the registry has dropped so sharply.
In light of the increased complaints, the FTC is stepping up efforts to combat robocalls. It recently released two consumer videos to explain what robocalls are and what to do about them. It also announced an October summit to examine the problem and explore the possibility of emerging technology that might help trace robocalls and prevent scammers from spoofing their caller ID.
Enforcement is another tool. The FTC has brought cases against about a dozen companies since 2009, including Talbots, DirecTV and Dish Network. The cases have yielded $5.6 million in penalties.
The agency said this month that it was mailing refund checks to more than 4,000 consumers nationwide who were caught up in a scam where the telemarketer used robocalls from names like “Heather from card services” to pitch worthless credit card rate reduction programs for an up-front fee. Checks to consumers range from $31 to $1,300 depending on how much was lost.
To file a complaint with the FTC, people can go online to www.ftc.gov or call 888-382-1222 to report their experience for possible enforcement.

Tuesday, July 17, 2012

Our Value Proposition


Our Focus and Commitment

Barden Insurance and Financial Solutions provides Family Planned Life Insurance and Annuity Services for California Residents. As one of California’s most trusted Insurance Agencies, Barden Insurance and Financial Solutions puts family first and always works toward the best interest of our clients. We believe that if everyone knew what a widow knows, we would all have Life Insurance.

  • In what ways do your services benefit your clients and community?
Barden Insurance and Financial Solutions offer free life insurance policy review and new policy discussions in the comfort of your home. Most simply don't understand the language used when discussing life insurance. This is where we are of great assistance. Simplifying Life Insurance and breaking down the structure and language of a policy is a service provided by Barden Insurance that has made us the gold standard of Life Insurance. Taking the time to offer free help is often the most valuable assistance and well received by our Clients. With all the changes in Medicare, our Healthcare Systems, and Life Insurance rates, our trained professionals provide a clear understanding to help countless families across our great State of California.

  • What is the message you would like to send to the people of California?
At Barden Insurance and Financial Solutions, we believe in the importance of the family dynamic and offer help to those who don't understand their policy or don't currently have a policy in place. Barden Insurance knows you care deeply for your family and we will help you plan ahead to not bring undue financial hardship to your loved ones. Barden Insurance has a mission to educate and help you better understand the great importance of having a life insurance policy and how to provide the most selfless gift to your loved ones without having to struggle. When you need us, we'll be there!


For more great information on improving your family’s health and overall dynamic, please subscribe to our Free Annual Health & Wellness Guide now! 




Wednesday, July 11, 2012

Women and Life Insurance

2011 Annual Health & Wellness Guide Preview

Women and life insurance
Why should a man buy life insurance? To protect his family, replace lost income if he dies, provide for his own retirement security and so on. The decision to purchase insurance typically reflects a loving commitment to family and recognition of the need to meet other financial responsibilities. Why should a woman buy life insurance?       
For the very same reasons.

Some facts:
  • Just 40 percent of women own individual life insurance. (Source: “MarketTrends — LIMRA’s Factbook: 2010 Trends in United States”)
  • Women of all ages average smaller amounts of individual life coverage than men of similar ages. On average, women have $129,800 of individual life insurance, while men have $187,100 of individual life insurance coverage. (Source: “Facts About Life 2011” LIMRA, 2011)
  • The time mothers spend performing the 10 primary “mom job functions” would equate to an annual cash compensation of $117,856 for a stay-at-home mom. Working moms would earn $71,860 above their regular salary. (Source: salary.com, 2010 survey)
What about you?
What does your life insurance coverage look like? Is it adequate to help your loved ones, meet your objectives and fulfill your responsibilities?
  • If you’re part of a two-income family — Today in many families, husbands and wives are economic partners and those two-income families typically depend on both paychecks to make ends meet.
  • If you’re a single woman heading a household — If you’re the sole breadwinner responsible for the support and care of your children, your need for life insurance may be more crucial than in a dual-parent household.
  • If you’re a full-time homemaker — How would your husband and children manage without you? While much of what you do as a mom is beyond value, replacing some of the services you perform could cost tens of thousands of dollars a year.
  • If you’re a single woman — You may be single but you’re probably not without responsibility. You may have a mortgage or outstanding credit card debt. Perhaps you help provide support for aging parents or grandparents. Should anything happen to you, there will be final expenses that could cost tens of thousands of dollars. Without life insurance, these obligations could fall on parents and other loved ones.
For more great information on improving your family’s health and overall dynamic, please subscribe to our Free Annual Health & Wellness Guide now!